Who can collect on the auto liability coverage for an auto accident in Michigan?

Answers:1   |   LastUpdateAt:2012-09-19 17:45:03  

Question
uop
Asked at 2012-08-02 21:05:52
My daughter was a passenger in a car that ran off the road and hit a tree . The driver and front seat passenger survived the crash , a rear seat passenger is in critical condition and my daughter and another passenger healed. Received many broken bones and will be months before they are able to walk .

I've been in the hospital with my 8 days and will probably be here another 10 to 14 days.

We are in Michigan and is a no fault state so our insurance will take care of my daughter. Our agent called and left a message that they would need to bring a claim for underinsured motorist us.

What I wonder is if I and my husband will be able to file a claim against the liability of our insurance. I know my daughter will receive compensation for their injuries. I wonder if I need to file a claim for my husband and me too. I know there are time limits on these things, but I do not know much about it.
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