Does health care reform influence the insurance market?

Answers:2   |   LastUpdateAt:2012-09-23 06:05:03  

Question
Killa Priest
Asked at 2012-08-02 05:32:04
And more specifically, how does it affect premiums and how health care is distributed, and the way people purchase it?

I've been reading into how the free rider aspect can negatively influence the cost of health insurance and what that cost means to taxpayers. But does the health reform bill change how people choose to purchase insurance, such as what type? Will people purchase more short-term insurance for instance, over long-term insurance simply to fulfill the mandates?

And how does this change competition between providers? Are providers harmed?

Websites with information would be helpful. Thank you.
Answer1shaylkjAnswered at 2012-08-18 00:39:03
People are not going to pick the short term, because they are not necessarily cheaper and is a frankly ridiculous himself says. The number of plans have been made ​​already limited and prices have increased ... and sometimes drastically.

It does not change the competition, only runs the initial cost because the plans have to cover more .
Answer2lilly cookAnswered at 2012-09-23 06:05:03
The reform affects the insurance market . MedlinePlus MedlinePlus Exactly how not yet been determined. This is because many of the provisions of the bill are left to be developed by the Ministry of Health in the future. Insurance companies are operating under regulations currently called " interim final " meaning that the regulations are final until changed . MedlinePlus MedlinePlus However, in general, increased reform mandates coverage without doing anything for the underlying cost of insurance, which are the costs of medical care. MedlinePlus MedlinePlus There are hundreds of websites with conflicting information .
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