My laptop insurance are not covering my stolen laptop as they say it was not forcibly removed from my person.?

Answers:1   |   LastUpdateAt:2012-09-15 09:50:03  

Question
maliik
Asked at 2012-07-17 03:25:02
A little while ago my laptop was taken from me without no knowing from my laptop bag as I was travelling through London, I reported it to the police and then reported it to my insurance to get my replacement. I rang them up today and they said they would not cover it as it was not forcibly removed from me. Is there anything I can do to appeal this in any shape or form,
in the insurance form it states under theft: "Loss as a result of violent or forcible entry or exit from the property stated on the schedule or Theft of the equipment from the insured involving force or the threat thereof. Where the Equipment is portable cover extends to any location while under the control of the insured.

Is this me pretty much boned or is there away round this?
Answer1Kerstyn PurkeyAnswered at 2012-09-15 09:50:03
If they did not know when the laptop was taken , you will not be able to claim the force . Do you have a policy of homeowner or renter's policy ? If so they may provide coverage .
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