Does homeowners insurance cover foundation problems due to water leak?

Answers:0   |   LastUpdateAt:2012-06-23 11:02:27  

Question
Bryant
Asked at 2012-06-23 11:02:27
We had significant damage Foundation that the result of a leak in the line of the city water main . We reported standing water in the yard, in January this year. The city sent an inspector to test the line on our side of the meter, which showed no leak. It was reported that it was just "run " due to recent rains . Since we just moved in 2 days before reporting the supposed leak , the experts knew what they were talking about. After 2 months we started noticing cracks in walls and ceilings and floors. We call an expert from the foundation, which stated that there was a leak somewhere that was washing our foundation because of the cracks and movement in the house . We called the city again and this time found a leak on your side of the meter have not tried the first time it came out. So now we have a house with a mortgage of 165,000 , with significant damage (over 70,000) and no resources to fix it. Would not it be insurance covers the damage, since it was due to a leak as it followed the proper protocol ?
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