Who pays my deductible when my car accident was not my fault?
Answers:9 | LastUpdateAt:2020-10-28 20:38:11
- furious
- Asked at 2012-01-10 11:28:56
Then I learned that if you go by your own insurance, and pay your own franchise , and it was not your fault , the other insurance company will reimburse .
Then I heard , you have to go through your own insurance company , you must pay your own franchise , and his money , although it was not your fault. Only after the chioce is to sue in small calims .
Which is true, that is the best way forward?
If you use your own insurance, you should get back deductible if / when the company gets from the other, and can take time - twice the documentation.
deductible .
If you can claim on someone else , no deductible .
If you are not at fault, your insurance company will try to recover the money from the other , or the safety of another person. If successful, we will refund your deductible.
Sue in court is not the best way to go - because even after receiving the judgment , you may not pay
!
The best way is through your own insurance, and hope to recover the money.
Here's the problem . If you go directly to the other insurance company, and flatly refuse to pay , you are out in left field without a ball glove . If your insurance company goes to them , and they flatly refuse to pay, still cover you , and have lawyers to take the next level. That's part of why pay the premiums.
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