Does homeowners insurance cover damage to a private road leading to the house or removal of trees felled by a hurricane

Answers:2   |   LastUpdateAt:2012-03-25 02:38:49  

Question
Eden
Asked at 2012-01-07 19:11:34
Does homeowners insurance cover damage to a private road leading to the house or the removal of trees felled by a hurricane
Answer1Answered at 2012-01-16 07:21:27
There is no coverage for trees due to wind HO1 ... either by value or to cut and carry them off , unless the land covered property as your home , fence, single garage , or any other structure covered by the insured premises. Then , there is usually a limited $ $ to pick up the tree covered property (in order to repair the property covered ), cut and carry off. A paved road is generally regarded as a structure " ".... If a tree falls on him and Cracks coverage.
Answer2HansonAnswered at 2012-03-25 02:38:49
Homeowners Insurance and the removal of trees you will need to contact your insurer or refer to the language policy for the board of coverage. It really just depends on the type of policy or coverage you have. If you purchased a cheaper HOA or HO1 policy then it is likely that there is no coverage for tree removal unless the tree fell on top of his house, in which case it covers . Homeowners policies also known as HOB HO2 . May or may not be covered by trees and debris removal based on the endorsements or exclusions that may carry. Again, unless the tree fell on the house. A Homeowners policy HO3 also known as HOC , usually have the coverage of trees and debris removal. I know of no insurance policy that covers damage to a road with no specific support for it.
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