If all my plant are drying from drought?

Answers:3   |   LastUpdateAt:2012-09-16 01:17:05  

Asked at 2012-05-18 13:15:04
In Texas we have extreme heat and drought. Most of the plants in my garden that have been there for at least five years are dying. ¿ I can file a claim with my insurance to help replace the plants and the loss decreases the value of my property?
Answer1JosephAnswered at 2012-05-21 06:36:35
First, I'm in Houston, and a great way for water restrictions to obtain additional water is to put a garbage can next to the washing machine - hose to drain water in the trash , have that gray water runoff , throws it outside on your plants. I have lots of citrus trees in my yard , and two raised beds, and my plants are doing well, because well , I can do about 8 loads of laundry per week. That's a lot of gray water.

Secondly , no, the plants are not covered by this danger in any form approved policies TX - that are not standardized .
Answer2tegzAnswered at 2012-06-22 13:17:39
well I live in Texas also on the Gulf Coast and every time he comes through a storm and crushes and destroys the plants of the insurance company tells us not to pay for landscaping.
Answer3abdAnswered at 2012-09-16 01:17:05
There is a concept called inherent vice, latent defect in an item or the nature of the game that leads to a loss . A trend plants die if not watered is an inherent vice because it is the nature of the product that causes a loss ( another example is how brake pads wear down a car for use) . NEVER inherent vice is covered by an insurance policy , therefore , their loss not covered .
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