My son drove through someones yard (on purpose) will our auto insurance cover the property damage to the yard?

Answers:7   |   LastUpdateAt:2021-04-26 00:03:06  

Question
Andrew
Asked at 2012-03-30 11:04:08
Person who owned the house told police , police tracked down our license number. Was in an old school that my son was left thinking, is that someone bought the place for a home and is living there. He drove through the grass , and did a 360 on the lot of pull back on the road. When contacted by the police admitted that he had. We talked to the owner of the house and said that if we take care of the damages will not be charged. We have full coverage. Will insurance pay even when dealing with a situation that was not really an accident ?
Answer1HarveAnswered at 2012-04-10 19:28:12
The share of PD is PLPD property damage , and since his son was driving with your permission, to be covered. But I doubt that will pay for competition to work on the patio. If you hit a car, and scratched a fender , they would not pay to have the entire vehicle painted , only harm. Deliver it to your insurance and let the complaint investigation and resolution , you're out of it.
Answer2) ã„£ you really bad -Answered at 2012-04-22 12:10:37
all I can say is talk to your agent. submit a claim ... if you do not pay ... well you know the alternative.
Answer3halvesAnswered at 2012-04-22 23:49:38
Well , if your policy carries an exclusion for intentional acts , can not provide coverage . You should report it, and go to investigate , but read your policy. If your auto policy excludes intentional acts lilability you're in trouble . If you are a minor, you may perhaps just maybe your landlord covers his actions, but it is an exaggeration.
Answer4BeverleyAnswered at 2012-04-26 15:59:25
I think it would be better if you make your child pay for itself. When you go to write about things that an insurance company that will increase their rates. At the end will cost you more than ever that the reporting. Can not be that big a deal to repair the yard and should be a learning situation for him. If paid insureance company and power , you will be the loser in the final.
Answer5KeelyAnswered at 2012-04-26 18:01:25
Your insurance is that it is PLPD Liability and Property Damage . This is a clear version of the damage to property. The property owner needs to obtain an estimate of the damage and present you your insurance company or agency.
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