Would you agree to this insurance settlement or is it just a ploy?

Answers:7   |   LastUpdateAt:2012-06-24 01:25:49  

Asked at 2012-03-23 07:26:26
My car was rear ended and totaled .

Insurance adjuster came out and the other company is estimated at $ 6000, which is roughly what is estimated .

Now they are offering only $ 2000 claiming that they were only 1/3 at fault.

There is no doubt that the rate was 100 % at fault , because my car is completely stopped when it crashed .

So it's just a ploy by the insurer to pay as little as possible ?

I consulted a lawyer and was told that no doubt should sue for the full amount after looking at all the facts and the police report .

Furthermore, when the adjuster looked over the car, checked my car has no air conditioning but it does. But that mistake deduct $ 100 off the value of the car ... so I should sue for that extra amount too?
Answer1WinniAnswered at 2012-03-28 20:30:25
find a lawyer
Answer2EdwinaAnswered at 2012-04-14 01:12:04
give the attorney and get their fees in it too / that these companies are not afraid / have a lawyer to bring to heel
Answer3PlatonaAnswered at 2012-04-25 04:45:22
Frankly , without giving much more information that is not going to get a decent answer that will be helpful . Here's some food for thought

If you have collision coverage on your car insurance with use. We pay 100 % no matter who is at fault (except for your deductible) .

It would be useful to have exact details on how the accident happened so we can help you decide if it's worth filing a lawsuit. It may be that another company has a legitimate reason to provide 1/3 . Knowing what happened in the state also would be helpful .

The insurance must say that only offered 1/3 . If you are only 1/3 the guilt that has the other 2/3 of the fault. Is there more than 2 cars involved here . Sorry, but unless your car was parked or stopped at the stop sign / light of the fact that you stand not automatically mean that you are free of errors.

The idea of hiring a lawyer and sue will not be easy, fast or as cheap as you might think. Does the lawyer will tell you that as the plaintiff has the burden of proving its case. You just can not go into court and say " I am not being paid enough," you need documentation, witnesses, etc. The lawyer is probably going to charge so much that profits in court over $ 2000 will not be worth .

Please more details so we can help you get this resolved.
Answer4EdisoAnswered at 2012-04-28 06:46:38
If I were you I sue the guy who has beaten.
Answer5LaosAnswered at 2012-05-01 20:43:26
Have you talked with your own insurance company yet? They also have an interest in getting an entire array as a low- leave you open to present with them in the collision . Your insurance company and their lawyers can work on getting the other company to settle the full amount and will not cost you a dime. If you get a lawyer and sue your lawyer will have a lot of what you are given . You a trial is a last resort , if your insurance company can not be whipped into line.
Answer6mufasa Answered at 2012-05-24 07:31:13
if rearended will never pay to repair your car. If you do not pay then claim.
Answer7TwinkleAnswered at 2012-06-24 01:25:49
I agree to hire a lawyer , no matter the thumbs down!
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