If someone hits my car in a parking lot and I don't have insurance and they do can I do anything?

Answers:9   |   LastUpdateAt:2012-06-18 13:07:39  

Question
Vietnam
Asked at 2012-03-17 13:30:43
Can you file a claim with your ins. if I have none , and that hit my car
Answer1bullock, steerAnswered at 2012-03-18 02:47:53
This will happen with my ex husband ... He was in a grocery parking lot in the car of his mother. She had no insurance on the car. He was parked in a space, but sitting in the car. A woman resting on it. Not only is your sure to make any thing about his mother 's car , he got a ticket for the car without insurance , because it was operating. Although he was not driving at the time it is logical that his car had to get there somehow so that the police gave him a ticket. This has always seems so bad for me because not only does not move (the car was not ) he did not hit anyone , the other person did.
Anyway, you have to have a police report anyway to file an insurance claim , so if you have one and not get into trouble and then I say go ahead and file against their insurance. If the other person's fault then it is your coinsurance. responsibility to pay for the damage.
Answer2PatriciaAnswered at 2012-03-27 10:02:11
you can try, but they do not have any insurance , do not think you get any money from him, only a ticket from a police officer for not haveing ​​any insurance in the first place!
Answer3bearAnswered at 2012-04-14 04:36:14
depends. motoris if you have no insurance, his company would cover it, but I do not count on it. Now , if you have and collision (if your car is vandalized , stolen, if the fire reaches or accident) , you pay the deductible and will fix your car. but if you just take responsibility, it is no use trying to make a claim.
Answer4N-SING Answered at 2012-04-14 20:11:43
You can try ! It would not hurt .
Answer5Shorty Answered at 2012-04-23 03:10:41
not a chance in hell ....... and one can expect a large fine for not having yourself ... as it will definitely be providing your name, address and admit that you do not have insurance.
Answer6KellyAnswered at 2012-05-03 13:16:54
If someone damages your property, which are responsible for the damage caused. If you have insurance or not has nothing to do with accountability. They ( or their insurance company) to have to pay for damages !
Answer7HumphreAnswered at 2012-06-02 12:11:33
Most people like to meet the demands of minor importance not to use your insurance company (rates increase). See if you just pay for damages if you get an estimate. If you go through your insurance company will ask the name of their own.
Answer8GuAnswered at 2012-06-18 13:07:39
That is fine, submit anyway. You should not see an increase in their premiums. Do not sit on this too long , however , you must file ( they are) .

Good luck .
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