What are the definitions for liability insurance medical payments insurance uninsured motorist comprehensive and collision for auto insurance

Answers:1   |   LastUpdateAt:2012-04-14 19:28:29  

Question
Bolton
Asked at 2012-03-16 09:17:43
What are the definitions of liability insurance uninsured motorist insurance payments comprehensive and collision auto insurance
Answer1Sucka Answered at 2012-04-14 19:28:29
Liability : Coverage found in any auto policy that manages the damage caused to property of another person , either directly or indirectly with his car. Medical Insurance : Can it be Medpay or PIP. PIP - or " personal injury protection - required in many states, and primarily responsible for medical expenses in a car accident , no matter who is at fault (summary : it will replace your fingers if cut in an accident) . Uninsured Drivers : It may be property damage or personal injury or, and essentially makes the wearer, in the way when the guilty party is safe or not enough coverage to handle all your damages. Most people have UMBI ( bodily injury ), and mistakenly believe that covers property damage to their cars too. It does . (Summary : will pay for their loss of income that you are an architect whos fingers were cut and had to miss work for two months while in physical therapy ) Integral: A voluntary coverage , together with the collision , which is the "full coverage" in a vehicle. This is for "non- collision" accidents , including when you hit an animal. Essentially, it is to protect your car when you are not to blame for the defeat. Includes coverage of hail , floods, etc. Collision: Another voluntary coverage , which deals with collisions or rollovers involving your vehicle. This is activated if you are at fault or not a loss , which is specific to your vehicle colliding with another object or overturning .
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