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Do US banks have default insurance on credit card accounts protecting the banks from loss?0Stephanie2012-05-10 05:56:20
Is there any evidence of banks in the U.S. have a safe default for each credit card bill to protect the edge of the loss, as they may have in Germany? (See link below ) ( Consumer credit insurance protects banks and financial service providers of the risks involved in credit lines and installment loans , credit cards and electronic cash . Replaces the precautions taken so far to compensate default risk of both existing customers and new customers. All debts due under its retail banking business are covered by the policy. ) I am told that the U.S. banks do not suffer any loss when a customer defaults in payment of his credit card account with a balance because the bank is secure by default on each credit card account , which reimburses the bank in case of default , protecting the bank from loss. If this is true , where can we find evidence of this insurance default assumption underlying each credit card account created which reimburses the bank in case of default by the account holder credit card ? Sincerely , Robert -----------------------
banks near you0hamzamaq2022-05-21 22:21:08
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banks near me1hamzamaq2022-05-13 14:39:23
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What do banks verify when cashing a check?0Clara2012-05-29 05:01:54
I have a friend who received a check with your name and company name. Why do not know. This is an insurance claim to see though. Anyway, she wants to go to cash the check at the bank is written the mark . What will the bank to check out the check ? They can and should make it effective ?
How the heck can banks have needed bailouts if...?0teal2012-07-24 12:58:02
How the hell can bank bailouts have needed if all people who had these home loans that defaulted , if necessary to have PMI insurance ? PMI insurance is insurance to offset losses in the event that a debtor can not repay the loan and the lender is unable to recover its costs after foreclosure and sale of the mortgaged property . It makes no sense cursed. PMI says it is a fraud. That's like me, who offers car insurance and then says , are not going to cover, even though we paid for it . Can anyone shed some logical sense in this?
Banks taking property wrongly?0Delores2012-09-03 19:58:02
My two best friends are starting to lose their homes to the bank . It makes no sense . They make their payments and are homeowners and have for years , since childhood actually . Somebody 's grandmother is charging a fee for 44k and she 's not even the one with the house . She lives in another and as far as I know , he could collect life insurance. The other is too young , she knows it's the bank , but partly blames Obama . God knows what he thinks. If he 's not stupid , then he is against us, because everyone in any working group or you can say that if not followed by many plans , will cost more than it's worth .
Does investing on stocks have insurance like banks?1Bea2012-07-28 21:49:59
Banks have insurance right? so when the bank is bankrupt may claim up to a certain amount of money deposited again. So when you invest through a company ( ie / Coca -Cola) through actions and suddenly became bankrupt (because of meybe better tasting drink ) can you also get atleast part of their money back ? (If never managed to sell their shares at the time ) normal businesses have insurance to protect investors in a bankruptcy ?
Is it legal for banks to automatically renew your CD?5Norville2012-07-20 20:12:02
and when attempting to remove , they charge you a fine? (My original CD expired at the end of May. The bank renews me for another period of 18 months at the current rate is very low. When I tried to close the CD , I want to collect six months of interest.)
What is the proceedure of banks to finance the companies1furious 2019-01-02 18:35:52
What is the procedure of banks to finance companies
What fees do banks pay for FDIC insurance0⿴ 亼 said _X Ba 2012-01-07 17:10:36
What fees banks pay for FDIC insurance
Accounting question - banks/depositors?1motor_angel 2012-07-13 03:15:03
Hello , I'm having a really hard time with this question of accounting. Can anyone help ? Thank you. Which of the following events that cause a bank to debit a depositor's account ? The depositor authorizes the bank to the depositor's account receivable of $ 50 for new controls. The bank charges interest receivable and related note on behalf of the depositor. The depositor determines that outstanding checks drawn on the account at month end . The depositor determines are deposits in transit in the account at month end . The bank incorrectly determines the depositor's account charging twice for the monthly service charge in a month.
Do banks who have foreclosed on a home 100% guaranteed to have it insured?0djamal2012-07-25 14:52:02
I went for a mortgage last year and insurance required , and was part of the loan was a couple of years worth of insurance , estimated . The loan officer said that after the closing is the responsibility of the "borrower " for insurance homeowner . Therefore, if a house has been foreclosed , is a sure thing (100 % ) the bank has foreclosed on the house, has secured ?

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