Checking Account In Collections And Savings Account Is Still Open?

Answers:0   |   LastUpdateAt:2012-11-03 11:47:20  

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imbillie
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I have two accounts with Citizens Bank... One is a checking account the other is a savings. I'm a freshman in college and ran in to difficulties with my living situation therefore I fell short on cash...and wasn't able to put enough in my bank account in time in order for my auto insurance to withdraw the monthly installments.. The company was never successful in taking out any money however every ATTEMPT cost me $35...and they attempted 10 times!!! Resulting in me being overdrawn $350... Ofcourse at the moment I wasn't able to pay them back so they sent me to collections... This sucks because I am not able to have an active checkings account, but I do have an active savings account with $5.75 in it..lol...

Well, I am renting a room, and I need a place to put my money while I save for tuition.. which is due soon.. I do not trust money in my room. I rather put it in my savings, but will the collection agency, or the bank take the money to pay for any debts I have with them? I still find it unfair that I have to pay for 350 of just over draft fees when my account wasn't overdrawn.. What should I do?
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