Why should i have personal liability insurance?

Answers:0   |   LastUpdateAt:2012-09-05 04:15:06  

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Daphine
Asked at 2012-09-05 04:15:06
I am renewing my home insurance and thought about reducing insurance of $ 300,000 my personal responsibility and $ 100,000 , because really now .... What is the probability of a person ) to sue me and b ) more than $ 100k . I'm tired of my agent telling me that my friends are going to slip and sue me in my own house .
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