Life Insurance FAQs FAQs

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Is your spouse automatic your beneficiary on your life insurance?0God 2012-11-06 07:45:04
I have son, my spouse and I are legally separated. But I put my son as beneficiary on my life insurance. Will my spouse get it in case I died. Because I only want the money go to my son.[View Answers]
Will your life insurance still pay if you refuse treatment for cancer?0sal2012-11-06 05:47:51
If you have malignant melanoma, and refuse treatment, will your life insurance still pay when you die?[View Answers]
Can I cancel my Life Insurance policy with Northwestern Mutual?0Melody Aheto2012-11-06 03:39:38
Hi I was just wondering if I could cancel my life insurance with Northwestern Mutual just cause I can no longer afford it. Even if they try to reduce it I just can't afford it. Do you know if cancelling the life Insurance is easy? I have a whole life insurance with term life insurance and a whole life insurance for my daughter.[View Answers]
Dental information needed.?0kaye2012-11-06 01:51:31
I want to get braces but I need to know what my insurance covers. Help please? I have Met Life dental from my moms work and I also have Medicaid. The Met life dental will cover about $1,000 of the braces but I need to know what my medicaid will cover also. Hopefully more then I'm thinking. My teeth are not too bad but I need braces. I want my teeth to be nicer than they are so I'm trying to figure everything out. Any help? , Thank you.[View Answers]
Do you consider yourself to be free, or imprisoned ?0nishi2012-11-06 01:51:10
Convention says that it is a good thing settle down, own home, wife, kids, car, Blu Ray, Designer kitchen, DFS sofa, second car, pension, life insurance, credit card, bank account mortgage all the trappings of a synthetic World that will imprison you and make you live your life shackled to debt and material acquisitions. Banks use this to cultivate fear "your home is at risk if you don't make payments", Governments use fear to ensure they are indispensable, only we can save you from Iran, Russia, terrorists, Al Queda, bird flu, Sars, BSE, spanish flu, or any other bogey man, or threat to life and limb they can make up. How is it possible to believe we are free when we are shackled to materialism, convention, Banks, Governments and debt; when we are expected to live in fear and die in debt?[View Answers]
Is Hansen's disease covered by health/life insurance?0mehak2012-11-05 22:51:57
A friend of mine in considering taking a mission trip to Nepal to evangelize in a village known to have widespread leprosy. I wonder if any life/health insurance company would cover this as her trip would not be job but church related. Does anyone know or can think of a way to ask my friend insurance company without jeopardizing her current coverage?[View Answers]
Collecting on a life insurance policy?0Sakiera2012-11-05 20:29:47
My father, whom I haven't seen in years, died recently. According to the divorce decree, he was to maintain a life insurance policy payable to his children; me my sister, and brother. I was told I have to file a "Demand" that the money from the policy be paid to us. It has already been cashed by his trust, we found out. Where do I get this form?[View Answers]
Has anyone ever checked themselves into an E.R. for depression without insurance?0Dstiny2012-11-05 20:13:53
I am thinking about going down to my local emergency room tonight and checking myself in for depression. No I am not going to hurt myself. I just can not function. I have spent the last seven weeks inside and am having a hard time going out. I am usually a upbeat person but since my car went out and I lost my job I feel worthless and am even getting to the place where I am letting my hygene go. I have never been this down before and feel I can[View Answers]
Army or marines reserves?? please gimme some advice?0I NEED HELP PLZ!!!2012-11-05 19:53:31
I want to join the military specifically the reserves i know for a fact but because im so young (14) i kno very very young im a female and i know what i want do with my life the problems im facing however is that my family is unsuppotive... im afraid to talk to a recruiter because of my age and im not sure on marines or army... im mostly concerned about the benifits (college, money, and insurance) the amount of action id see ( the more the better) and the training (the more the better) and if i could switch from reserves to active duty with mos ... any advise on these subjects would be greatly appreciated. thanks.[View Answers]
Am I being scammed through craigslist?0JaredNNNNNN12012-11-05 18:10:50
I applied for a job on craigslist and they say I have to work at home. Also when I google the company name Kams Green, it doesnt show up. this is the email Your resume has been reviewed due to the one you responded to on (Admininstrative Assistant (Manhattan)and the Human Resources of the company has decided to give you a chance to proceed to the next employment process, you have been considered and scheduled for an online interview to discuss more about the position offered. You are required to set up a yahoo mail ( and download yahoo messenger ( After this process, you are to add Mrs Juni Wilson on Yahoo IM, her yahoo ID is ( to your yahoo buddy list ASAP for the job briefing and comprehensive details. She will be online waiting to talk to you ASAP. Interview Schedule: ASAP Imterview Venue: Online Via Yahoo Instant Messenger Benefits: Health, Dental, Life and AD&D Insurance, Employee Wellness and 401k plans.Paid Time Off and Holidays with Generous Company Discounts Best Regards, Human Resources Departmet Ledcor Inc. How do I know if its a scam helpp please!![View Answers]
I'm a man 40 years old with good health history. How much I have to pay per year for life insurance.?0Randi Scruggs2012-11-05 16:15:22
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Where can i find life insurance companies that begin in shen?0Kiara2012-11-05 16:05:34
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Email id of hr in head office" bharti axa life insurance company ltd"(regarding my full & final settlement)?0shilpa2012-11-05 15:41:41
please help me to get my settlement as early as possible[View Answers]
Stepson's mom not married to military boyfriend, can SS be on his military insurance?0Skyshun2012-11-05 15:32:23
My stepson's birth mom put him on her boyfriend's military insurance plan, along with his six kids. She did this while my husband was in between jobs and therefor insurance plans. My SS does not live with her, and never has. The custody papers state my husband is responsible for the insurance payments, and that they must split all fees not covered by insurance. The last time she swapped insurance plans, she refused to send proof and we sent payments to avoid her drama. We found out we were also paying for her OTHER three children belonging to other fathers, and stopped right away. We refuse to send her payments until we know how much it costs JUST for him, and if he can even legally be on this insurance. From what we've read, only the birth, adopted, and step-children of military members can be on this plan. I've read that if they are not any of those, it is considered fraud and all who use the insurance are guilty. Does anyone know here if there are legal issues with his insurance? Also, would anyone using such a plan be able to tell me what he costs if it IS legal? We'd hate to go through court and have legal fees over this, but it's looking like that's the way to go if she doesn't start cooperating with us. We have sent many e-mails and texts, and have made many phone calls and never get her to reply. She just sends the occasional, "You and your b***h owe me money" emails and that's about it. She has started posting rants about on my poor SS's Facebook page and statuses, and I'd just really like to deal with this asap for his sake. Thanks in advance for any help~[View Answers]
Where can a woman that lives in glouster county NJ without insurance get a free mammogram?0Noa2012-11-05 15:16:05
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How much can a life insurance make in a year average?0Danger girl2012-11-05 12:48:58
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If I commit suicide will my family still get my life insurance money and will I still get military honors?0Rosila2012-11-05 11:19:36
at my funeral? I am 20 and got back from Afghanistan and can't do it anymore. Please don't talk me out of it. I just want to know what they will get out of my death...[View Answers]
Name suggestions for a Financial Planning company?0aakash2012-11-05 11:18:44
Also does life insurance and tax returns Fire away![View Answers]
If I have for Life Insurance, why can't I spend while I'm still alive?0Manic Psycho 2012-11-05 06:24:58
I can't get till I'm dead then someone else will spend it![View Answers]
Is there anything I can do about someone trying to set bank accounts in my name?0Kennet2012-11-05 04:26:14
Today I received a letter from a bank with a new Debit Mastercard in it, so I called them and told them I hadn't requested a card. When they realised someone else had applied for the card in my name, they said they were reporting this to their security department. Earlier today, I had gone to a dental appointment and had thought it was strange because they had told me my private health insurance card wasn't working so I had to pay the full fee. So after the thing with the bank, I also called my health insurance to ask why my card hadn't worked at the dentist. They told me that I had emailed to cancel my insurance, and that I had also logged into my online account and changed my phone number and also changed the account that my insurance claims were sent to. It was changed to yet another account with another bank (but also in my name) that I had no idea about. I have a friend I had a falling out with two weeks ago, and he was pretty nasty to me (I still don't know exactly why) but anyway I have a pretty strong feeling he is behind this because he said he was going to get revenge and one of the banks was a bank in the city he lives in - and he's the only person who has had access to my wallet to see my health insurance card and drivers license to know my details. I think he was trying to get my health insurance claims. Is there anything I can do about this? I've changed the pins to my other bank accounts but I feel pretty unnerved that someone could set up bank accounts in my name and try to get some of my money.[View Answers]

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Life Insurance FAQs

  • Life insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money (the "benefits") upon the death of the insured person. Depending on the contract, other events such as terminal illness or critical illness may also trigger payment. The policy holder typically pays a premium, either regularly or as a lump sum. Other expenses (such as funeral expenses) are also sometimes included in the premium; however in the Australia the predominant form simply specifies a lump sum to be paid on the policy holder's death.

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