If a police report was filed for a single car accident will it affect your insurance rate regardless of whether you file a claim

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So someone crashed in about 3 months ago during a snow storm , but caused no dam...

I have amica auto insurance. I was involved in a little accident in which I nick...

If you make a copy of a parking stall and collided with a car that was speeding ...

In short, that " bounced " in the car in front of me is going to idle. The other...

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Do you have to file a claim with your insurance immediately after the accident a...

this is re: a very minor accident . our car " bounced " in the other car crashed...

I was involved in a car crash last night . The man in front of me hit the brakes...

Can a car insurance claim without filing a police report ?...