Can I cancel my insurance policy (I have an agent) then apply for another policy online since that is cheaper?

Answers:8   |   LastUpdateAt:2012-04-17 07:25:21  

Asked at 2012-01-06 22:31:33
Currently I have Allstate Insurance in Georgia. Currently I have an agent, but appointments are cheaper online . I have never received a ticket or been in an accident so the budget line should not be higher.

I wonder if you can cancel the insurance by calling customer service reapply after Allstate through its online site.
Answer1MuaAnswered at 2012-01-07 00:52:47
Make shopping a little more about prices , call your representative and mention your intentions and ask if they will give you the same price online. Always have a safe fallback can go though. Generally , we agree that a client can take advantage of the new rate. Be polite but firm and only accepted the terms.
Answer2 → っ Curcuma Hikaru put it -Answered at 2012-01-10 23:46:48
if you wait for your policy online have to first cancel the policy of another , make sure the online documentation , first bo not want to drive without insurance, be careful
Answer3jk!! iLUV HER ACTULLY!!! Answered at 2012-01-17 22:43:16
You may cancel your policy now , buy a new policy now, and EXPECT A REFUND IN THE MAIL FROM THE COMPANY THAT CANCELLED.
Answer4 → っ Curcuma Hikaru put it -Answered at 2012-01-17 23:17:08
Answer5NelsoAnswered at 2012-02-20 20:16:30
Yes we can
Answer6I R Good Answered at 2012-03-22 22:18:02
Buy the replacement policy first! Then remove the original.

If you have an agent , why not simply ask why the rate is lower in line ?

Note that what you are getting is a "date" . There is some fine print buried there. They say: "Without prejudice to the subscription. " This means that once you make a formal request for the policy will be reviewed by an insurer to set the final price of the policy.

This is the secret dirtly some of the insurance industry - do not get the real price until you make a formal application is reviewed and an insurer . It is likely that the final price of the online policy will be the same as that through his agent.

Just be thankful you 're not buying commercial liability coverage . They complete the subscription process at the end of policy year and the rate is adjusted up or down at that time. Sometimes it leads to an impressive bill at the end of policy year .
Answer7, Prince Answered at 2012-04-05 13:26:29
make the appointments he has received from Allstate and go talk to your agent show you the quotes and ask if he can do the same
Most companies have several levels of rates, you may qualify for a better discount rate or another, but not talk to him first
Answer8AfraAnswered at 2012-04-17 07:25:21
You have the sequence of previous versions. If you cancel your insurance, and then apply , you will have a gap in coverage. Get the new policy in place before falling to the former . But if the same company , I would call the agent and see if it matches the price line . Do keep in mind what you get on the line is as estimated on the basis of what information was given , subject to change after checking things and the subject of politics .
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