Is it legal to insure a car as the main driver in order to save money having a granddaughter as the main one?

Answers:10   |   LastUpdateAt:2018-09-04 23:18:31  

Asked at 2012-01-04 14:17:38
Is it legal to ensure a car as the main engine to save the money you have a granddaughter as the main ?
Answer1 ⺌, Y ¨ -Answered at 2012-01-04 16:18:23
While it is a named driver and any convictions for traffic violations are disclosed his fine.
Answer2parakeetAnswered at 2012-01-05 13:20:41
If you are in the UK, most insurers will only insure a car in the name of the registered owner as it would have to pay the registered holder in the event of a loss.

However, what they plan to do is something that people have been doing for years, and insurers have become wise to it now. Often the premium rate on the age of youngest driver these days, and not on age of the person who appears as the main engine.

What I would do is to ask two appointments. One in his name, with her granddaughter as a driver by name, and another in his name. You may find that there is not much difference. Then, one should bear in mind that if I was going in his name, you would have to re-register the car for yourself, which would reduce its value, since there would be another owner in the record book, and we need to to keep in mind that if your granddaughter is not to secure the vehicle to its name, it can be building your own bonus no claims, as most insurers give no claims bonus to named drivers, so when finally comes to ensuring that its name will remain expensive as going to start from scratch. It's just a case of weighing the savings against the consequences and decide whether it is really worth, but from experience, the only way a young driver can get their premiums down is by getting some free insurance claim experience in his own name behind them.

We must also think about the consequences. If you make a claim are granddaughters and their belongings in the vehicle, or stolen from his home or workplace, the insurer may see why you are ensuring where it is clear that the main user. Thewy technically could pull the claim on the grounds that have not shown the necessary elements for a lower premium.
Answer3CheerAnswered at 2012-01-06 23:43:29
In the United Kingdom is called "Front" and is illegal.
Answer4I only care about youAnswered at 2012-01-18 00:31:36
No, it is not. You are making a false statement to obtain insurance , which is classified as fraud. Do not take chances .
Answer5SharpayAnswered at 2012-01-23 11:37:14
Apart from all threats and legal stuff - I remember for sure is a confidence game / like your bank , you give them money and they will return if you ask nicely. Litigation as "wrongful death " and Crash repair approach combined cost of $ 20,000 just for a normal accident not to mention doctors ( ?) - Who are willing to risk an insurance company that gives the push h or more " so we lied ! " I do not think $ 100,000 will not send an investigator to your school and know how to get there .
Answer6KabulAnswered at 2012-02-06 06:52:03
N º. It is illegal, yet there is no real evidence that you are not the main driver and is difficult to prove.
Answer7CastorAnswered at 2012-02-27 09:20:59
She would have to live with you and present proof (driver's license ) to the insurance company. If she begins to have violations, it will increase your insurance rates , even after she is out of the policy or coverage could get canceled. Then you're stuck with "high risk" insurance for 3 yeaqrs .
Answer8Pingo Answered at 2012-03-05 21:25:23
Well, no. It's illegal. You are falsely claiming to be the main driver of a vehicle when someone is going to be the main driver .

That is fraud and may be punished for it.
Answer9Star Chick Answered at 2012-04-13 19:12:01
How old is your granddaughter ? You can get homeowners insurance in any way you can drive any car and be covered , that way you are not responsible for it and risk having your insurance premiums go higher, I know you're trying to save money , but you have to be smart and cover your assets
Answer10business ideologyAnswered at 2018-09-04 23:18:31

Once that you experienced you'll really need to shop for motor insurance and when ever that time of day comes, are everyone aware will need to know use to helps it be easier? The online auto insurance resources you should employ are strictly when using the resources

About any economic and even financial top, Miami are probably the country's key financial companies. Employment chances abound throughout Miami as well as being environs, and for any from even more states who would like to acquire job in Arkansas, the metropolis has numerous staffing and even placement agencies that look into each job applicant's competencies and means diary

The selected mechanics together with processes that will manifest the best ex back include the easy factor. But lets contain a deeper look at why your endeavoring to manifest your boyfriend or girlfriend back into you, and or even even possible to achieve journey

Many innovative travel writers establish a common fault, making the harder to build their excursion articles revealed and lessening their probability of success. You can try to avoid this unique mistake thru reading my personal article on what in the form of Productive Holiday

The premier underlying reason behind the money upheaval connected to 2008-2009 were the failure within the large segment within the American populace to discover how to manage unique finances. This deficiency has to be addressed for the purpose of economic stability that they are

This man had your car tyre all over his midriff, while running a engine personal mobility scooter! We were over the three time of day road excursion around Bali; people being people, our kid, and your wife and even two boys and girls. They take up residence here for this reason Kristian were driving and even I were beside your pet staring throughout

Whenever guitarist Randy Bachman excess Canadian rockers the very Guess The fact that in 1970, the music group was famous machine, along utilizing million vendors like "American Woman" and even "These Total eye. " Bachman, who had manifest as a Mormon, felt this individual could no take part in the group's stone star way of

Becoming any veterinary doctor as well as a veterinary technician is known as a rewarding and even satisfying work for family dog lovers. There's significantly to know though - this may be a general look at a few of the requirements, concerns, pros and even

Magazines Textbooks are a wonderful way to keep up utilizing the latest styles since they're loaded full alongside articles and even photos of the very popular tendencies, with celebs for supplemental inspiration. There's at the same time specific magazines that will be entirely linked to the style community, and a wise idea would be to have clippings within the greatest outfits in an effort to

It's any desire of each and every affiliate marketer to relish a cost-effective income off their home-based web based business venture in affiliate marketing online. The a great deal more diligent people would improve and even advanced advertisements strategies and even technological tools to display their markets presence in an effort to draw a great deal more traffic thus to their affiliate

If you will have ever journeyed meant for company, you feel that it's loads of work. Entertaining? Not significantly. You're commonly 'on' for lots of hours everyday, at group meetings, and with meals alongside clients and even colleagues. The very travel themselves, especially thru air, is usually

I given my kid specific details how fast they are driving our freezing vegetables, slushy, foolhardy, hill path. My motive was to guarantee he got to the train stop thoroughly. His sis complained this individual broke the very speed pointers and reached the beds base

Kate Raidt, businessperson and parents, knows easy methods to work problematic while making her relatives first. Within her innovative book, "The Million-Dollar Parent" most wives shares your ex life journey and then the tips she's used as you go to cause life vivid, a work successful, and relatives life all it really

With motivational sound system only getting in realization, there has turned into a wider chosen genres potentially they are available throughout. One particular sorts of motivational loudspeaker that increasingly businesses are likely to be selecting for the purpose of presentations skincare products events is known as a motivational loudspeaker utilizing prior working experience in police

During summers, it on occasion becomes really hard to play your chosen sports outside a result of extreme conditions. Indoor sporting are a wonderful way to get back in shape and even lose those your weight. This may be accomplished by joining a good sports program and delivering sports a fun and community


Related Questions
  • Answer This Question:Is it legal to insure a car as the main driver in order to save money having a granddaughter as the main one?