Lost items in fire in my apartment, it wasn't my fault. Will I get my items paid for by his insurance company?

Answers:2   |   LastUpdateAt:2012-05-23 11:39:27  

Question
Japan has been 'thinking
Asked at 2012-05-05 06:22:54
I live in an apartment building of 2 floors. The man above my house had a fire in your dryer. (' Cause- dryer ' fire report states ) that only have a responsibility for me, but he only has liability insurance but has yet to cover my damaged items. Your insurance with State Farm says its lease, which was to cause the fire neglegent so not their fault . The report also indicates that the heat from the fire , the apartments in charge (including mine) has water and smoke damage . What I can do or say to my State Farm damaged material must be paid for them.
I understand they are trying to get out of it, that's their job , of course, but that sounds like a long way.
Any ideas ? Thanks
And I'm talking to people that have to do with insurance and legal persons) , but no general counseling experience can give me ideas. Thank you.
Answer1 V-LINK 참고 Answered at 2012-05-21 13:04:36
The only way to force them to pay is to sue.

If you sue the insurance company only and not to sue the person, then the insurance company will not pay anything.

If you do not sue anyone, then the insurance company can you can , if you want to pay you , but you have to pay and can not be forced to pay.

If you sue the person and not sue the insurance company, and you win the lawsuit against the person, then your insurance company pays .
Answer2 '- [You are willing, Ni, old love -Answered at 2012-05-23 11:39:27
You may have to take him to small claims court to get their lost property . Take pictures of everything, and get a copy of the fire .
Related Questions
1
  • Answer This Question:Lost items in fire in my apartment, it wasn't my fault. Will I get my items paid for by his insurance company?