Will an insurance company pay out for items missing from my home when I don't know when or who took them?

Answers:5   |   LastUpdateAt:2012-09-30 20:45:03  

Question
conjunction
Asked at 2012-04-28 12:30:08
Two valuable rings have disappeared from my home in the last six months. I've had some people to install loft insulation during that time, but I can not say it was them. I do not know where the rings could have gone. I do not take them out and never used. Could someone who works in the home insurance answer this question please?
Answer1GustaveAnswered at 2012-04-30 22:24:49
This is a difficult year like most policies will cover theft indicate the house, often has to be evidence of forced entry or violence, dissappearance is difficult to prove , we must review the wording of your policy carefully and decide whether there are grounds for complaint or if this rule is stipulated . Allegations of crimes must also be obtained , so that should be reported to the police
Answer2AtwooAnswered at 2012-05-08 21:19:38
Yes , you can claim the time they have lost points covered in your policy. What were the rings of value as you need to know if its worth your while to claim both as you may have to pay a share of excess and your premium will go up

Its not worth telling your insurance company as it was stolen 6 months ago , just tell them that they were lsot
Answer3PagAnswered at 2012-05-22 12:21:07
If something has been stolen from your home, you should inform the police before you can claim your insurance , otherwise people would be saying to the left, right and center!
You also need to check that the rings were covered, and usually have to be insured separately.
Answer4IndiaAnswered at 2012-05-29 21:12:57
Perhaps. Did you make sure your policy separately , under a jewelry floater ? That's usually the only way is covered mysterious disappearance. It is built on the standard insurance policy , you have to buy separately.
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