HOW MUCH can my insurance rate rise up after hitting another car? backing up i hit the front right bumper/ligh

Answers:8   |   LastUpdateAt:2011-12-30 15:36:21  

Asked at 2011-12-22 21:08:50
I live in California and I have full coverage on my vehicle I am currently 26yrs old and have about 6 years with my license Dirvers and no accidents or tickets on my record. But a lot of people say that my insurance rates go too high whn an accident occurs. I hit the car behind me I think aa donsnt major accident, but small. I need help, just advice on what to expect , please! maybe an expert can advise.or personal experience by someone?
Answer1LouiseAnswered at 2011-12-23 13:38:39
Do not worry. It should not be too much of a price hike. Maybe 5.10 per month. If it was another car that would be a different story.
Answer2MerlAnswered at 2011-12-23 16:57:51
I call your insurance company and simply ask. No one would know better than them , right?

I received a ticket in my annaversary a year of having my liscense and my car ! ( My rates do not rise, however, when I got my next two bills that looked exacly like my past bills so I would check if I were you ..
Answer3⿴ 亼 said _X Ba Answered at 2011-12-24 12:56:39
Many auto insurance companies follow the Insurance Services Office (ISO ) standard for a premium increase of between 20 and 40 percent of the insurer's base rate (not the current rate) , after his first accident.

A base rate is the average amount of claims paid plus claims processing fee the insurance company .

According to ISO, multi-car policies that the surcharge is 20 percent of the base rate, and for a single car policies is 40 percent.
Answer4NortoAnswered at 2011-12-24 17:57:37
if you have no driving record you should be OK, but could be better talking to the person who hit and if the damage is not so bad , offer to pay yourself without having to go through your insurance.
Answer5LynAnswered at 2011-12-25 08:38:06
if it is actually less then try to solve the problem only with the driver
perhaps through the payment of damages out of pocket

that way your insurance will not go to

have to talk to the person who hit
Sometimes it makes more sense to not go through insurance for the two ( because it goes on your record too, and sometimes their rates go up ) only depends on the severity of the accident and how the other person feels .
Answer6LeilaAnswered at 2011-12-27 18:03:57
It really depends on the insurance company . When the policy must be renewed call around different companies and find the best quote. You never know what might be only $ 10 that was raised by companies that changed . The best way is to go through a real agency cited in many different companies at once.
Answer7CandiceAnswered at 2011-12-27 21:27:39
My friend just got into an accident that was her fault and their insurance rates raised for $ 30 so its really not that bad!
Answer8ElroAnswered at 2011-12-30 15:36:21
So I did as a dozen times and it was fun , also gave me an excuse to buy a BMW and a Porsche !
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