One good reason to require insurance against PROPERTY damage expenses (auto. ins.) but not medical expenses? related questions

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One good reason to require insurance against PROPERTY damage expenses (auto. ins.) but not medical expenses?0study freak2012-10-26 12:15:03
I realize that auto insurance encompasses medical expenses related to an auto accident, so I'm referring to OTHER medical expenses. Also, I realize that medical insurance may, to some extent, encourage people to take less care ("moral hazard"), but that can clearly be seen as well with auto insurance, which most states require regardless.
I have medical insurance, why do I have to pay back medical expenses out of my auto accident settlement?0helppp!2012-09-26 19:15:05
A drunk driver rear-ended me in 2006, I have medical insurance that I pay for through my job. When my attorney told me the driver didn't have insurance I knew I was in trouble. My auto insurance paid part of my medical, I paid my co-pays and continued to go to the doctor/surgeons. When the attorney came to me and told me that I should settle because there was no more money I felt that I should so that I would not have to pay the firm anymore than was needed. But to my suprise he told me that I was going to have to pay the doctors for the amount that my insurance company had paid out. I thought what am I paying insurance premiums for? Is there anyone that can give me an answer to this? I don't think it's fair as I still have to go for medical care for this accident and my insurance pays it now.
Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?1Kimmi2012-07-21 10:46:03
I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party's auto insurance company. If I did not have medical insurance the auto insurance company would still have to pay for those expenses. So shouldn't they still have to pay for those expenses and I get what ever is left that my medical insurance company did not pay? Are there any laws statures that back this up in Georgia? I am trying to settle this claim without getting an attorney and I need all the help I can get. Any advice would be helpful. I am in the process of writing a demand letter. Thanks for all the help.
Auto accident medical expenses law suit..What option do we have to stay away?0DEGREE2012-08-28 05:45:03
Five years back, my wife had involved in an auto accident at an intersection when she attempted to make left turn. There was a minor damage to both cars. We exchanged the insurance details. No one got injured. Cops came and gave ticket to my wife. We went home and everything went smooth that day. After 5 years, we got a call from our insurance company and they mentioned that the other party is suing my wife for medical expenses for about 80K. We had a nice insurance coverage then. It appears that they want to milk money from insurance company. Now we got letter from an attorney that was selected by our insurance company. Now we are moving out of that state, and we have lot of other worries. Because of this latest development, we are stressed, unrest and worried. What legal protection that we have now? Why does the insurance company not settle the issue? We don
In an auto accident 01/08,I got a check the other day for medical expenses, I have no bills. Is it really mine?5Oscar2012-05-12 01:10:29
Accident was not my fault and insurance has paid all the bills so far - the check is $ 750.00. Not really know what to do with it , my lawyer has not solved yet, so I'm confused. What ?
Are the following monthly living expenses correct as a single person? r there more expenses to add?0Jamescia2012-10-14 07:50:56
MedlinePlus >>>>>>>>>>>> $ 850 Rental MedlinePlus >>>>>>>>>> Utilities $ 60 MedlinePlus >>>>>>>>>>>> Cable $ 45 Phone >>>>>>>>> MedlinePlus $ 30 MedlinePlus Internet service >>>>> $ 40 Auto Maintenance & Fuel > MedlinePlus $ 85 MedlinePlus >>>>>>>> Auto Insurance $ 70 MedlinePlus >>>>>> Renters Insurance $ 45 MedlinePlus $ 200 Grocery >>>>>>>>>>>> MedlinePlus >>>>>>>>>>>>>> Clothing $ 20 MedlinePlus >>>>>>>>>>> Cards $ 45 MedlinePlus >>>>>>> hygiene supplies $ 15 Eating Out >>>>>>>>>>>> $ 60 MedlinePlus Car Washing & haircut >>>>> $ 25
At-fault partys auto insurance is not enough to cover my medical expenses (even with my underinsured coverage)0Keirstan2012-07-21 03:09:03
I was rear-ended by an 18 yr old, and sustained spinal injuries. I have been off work now for 9 mths. and my disability ins. will only pay for 12. His insurance policy will only cover part of my expenses. And even with my own underinsured ins., I am looking at a lot more expenses. I was told by my Md. that I need surgery for my herniated discs, which are causing me great pain. In the meantime, once my disability coverage runs out, I will have no more income to live off of. My atty. told me that once the insurance maximums are met, I can only sue the person who hit me for any overages. But, he's only an 18 year old. What can I do? Not only about my medical situation, but also about my financial situation. How can I afford upcoming medical expenses and cost of living? How do so many people get lost wages, etc. in these cases? Is it that they were just injured by someone with money or extra insurance? I'm unable to work on my existing job (of 27yrs) with this injury. HELP!
Are you able to claim medical expenses on taxes if they were paid with money received from an auto settlement?0The Unpredictable 2012-07-23 14:59:02
The accident was the other person's fault, and their insurance company provided me with a settlement for my medical bills, current and future. Can I still deduct on my taxes?
Can I deduct Rental Property Expenses in my personal return if the property I own is Commercial?1Wing2012-11-03 23:52:02
I own a commercial office suite , I rent . MedlinePlus Are expenses such as mortgage interest , taxes , insurance, repairs , deductibles on my personal statement , as it would in the case of a residential rental property ? MedlinePlus MedlinePlus I find no reference to costs decuting a rental property commercial personal income , in any part of the IRS website .
Can employers see insurance claims and medical data As well as how much money was charged for your medical expenses1bald_eagle2012-03-01 02:14:36
Can employers are insurance claims and medical data, and the amount of money was charged for medical expenses
Should I charge my business expenses only credit card for charges that cover personal/business expenses?0Amanda E.2012-10-24 19:45:03
I have one credit card I charge all of my business expenses to, I just started a business last year and I'm trying to make things easy for when I file taxes in 2011. I have expenses such as insurance where both my business vehicle and personal motorcycle are covered - should I charge this to my business-only credit card and sort it out later? What is the best way? Thanks!
How do Americans with serious chronic medical conditions get medical insurance that covers all med. expenses?12012-10-10 13:19:02
How the Americans with severe chronic obtain insurance to cover all med. expenses?

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