Can I sue a general contractor's insurance company if he did not bolt my "turn key" modular house together?

Answers:1   |   LastUpdateAt:2012-10-13 06:37:02  

Question
Hilda
Asked at 2012-09-20 18:45:03
The house moved apart and major damage has happened. Siding, roofing, drywall, mold!!!! I've got all the problems. The ins. co. told me that the builder we hired is not responsible because he did not perform any work, but hired sub-contractors. We have no contracts with anyone else and we do not have any sub info? Isn't the general contractor responsible for the job? The builder we hired was licensed, and all of the people he had working at our house were working under the gc's license.
Answer1anonoymusAnswered at 2012-10-13 06:36:57
If you sue the insurance company , you'll lose . The insurer does not " fail with a hole " . You have to sue the contractor . MedlinePlus MedlinePlus Worse, the insurance does not cover labor contractors poor - so there is no coverage under the policy MedlinePlus . MedlinePlus Whether your employees or submarines , did the job, it can still be held liable . That's their job . That's why I called. You can turn around and sue the subs . MedlinePlus MedlinePlus Yes , the GC is responsible for the work . Yes , you can sue , and probably will win . Will you get some money ? Well, that's a different story . Are you sure you do not get any money from your insurance, because such loss is not covered. MedlinePlus MedlinePlus You would have a performance bond , to cover for poor workmanship . If you have one , call the bond.
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