Im doing a assignment and i need a lot of help!!!?

1. To earn money, the rate of return on an investment must be higher than the

rate of deflation.

rate of inflation.

interest rate.

account fees.

2. You deposit all your saved money into a CD and have no other bank accounts. To save for emergencies you should

purchase another CD.

keep the money at home.

deposit the money into a savings account.

invest in a stock.

Question 5 (Multiple Choice Worth 4 points)

Your grandmother is nearing retirement. She currently has 90% of her savings in stocks and 10% in mutual funds. What would you recommend to her?

Nothing; the money is allocated just right.

Liquidate all assets and keep the cash at home.

Shift highly aggressive investments into more conservative investments such as government bonds and a savings account.

Move money from mutual funds into stocks.

Question 6 (Multiple Choice Worth 4 points)

Reading left to right, which list shows investments decreasing in risk level?

stock, mutual fund, money market

mutual fund, money market, stock

mutual fund, stock, money market

stock, money market, mutual fund

Question 7 (Multiple Choice Worth 4 points)

The best explanation for the general rise of prices over time is

inflation.

deflation.

rising interest rates.

declining interest rates.

Question 8 (Multiple Choice Worth 4 points)

You are concerned about inflation eroding your college savings. You should put your money in an account that offers

an interest rate lower than inflation.

an interest rate higher than inflation.

low balance transfer fees.

FDIC insurance.

Question 9 (Multiple Choice Worth 4 points)

Interest is the rate charged for a

stock share.

savings account.

loan.

deposit.

Question 10 (Multiple Choice Worth 4 points)

When shopping for a savings account you should look for one that offers

annual fees.

loyal customer fees.

simple interest.

compounding interest.

Question 11 (Multiple Choice Worth 4 points)

A certificate of deposit is best for

money you want to put aside for a few months or years.

money you may need at a moment