How do insurance claim adjusters work, where in the web can I get free instructions to learn their skills? related questions

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How do insurance claim adjusters work, where in the web can I get free instructions to learn their skills?0ditch 2012-08-24 15:31:03
I'm from the Philippines, the local practice of insurance loss adjustment pattern is similar to and even after the law and practice in the U.S.. MedlinePlus MedlinePlus I have two houses destroyed by floods last September 26, 2009, in the worst typhoon Ondoy called here for the last half century in the Philippines. MedlinePlus MedlinePlus My two houses are in anticipation Village, Marikina City, Metro Manila, which is the most affected in the whole Philippines. MedlinePlus MedlinePlus I filed my claim with the insurance company and endorsed its "independent adjusters", anyway I have written about my problem elsewhere, so I will just paste it below: MedlinePlus MedlinePlus ---------------------- MedlinePlus MedlinePlus Home insurance claim adjusters, independent running circles around me. MedlinePlus MedlinePlus My two homes in anticipation Village, Marikina City were destroyed by Typhoon Ondoy on September 26, 2009. MedlinePlus MedlinePlus Now January 6, 2011. MedlinePlus MedlinePlus And I'm still working to get fair pay claim to the insurance company to cover my two homes - and not getting anywhere MedlinePlus. MedlinePlus They were insured against fire and flood, and so on, with the Oriental Assurance Corporation at 3 million pesos (one U.S. dollars equals to 43 + PhP) each at home and 0.5 million each in its content. MedlinePlus MedlinePlus Your salesperson was always the same person handling everything for me and my wife, in terms of coverage and in terms of the premiums payable. MedlinePlus MedlinePlus My wife and I always left everything to him, always with the same instructions as for us the best protection, as much as we should not know about the technical and legal details of the theory and practice of home insurance. MedlinePlus MedlinePlus In the presentation of the claim, the insurance company that sent his local "independent adjusters" company Pacific International Adjusters to determine the liability of the company. MedlinePlus MedlinePlus Independent adjusters 610,333.80 pesos calculated as the total pay for Oriental for houses together, that means that the two houses and the contents of these two houses. MedlinePlus MedlinePlus I believe that the amount to be very unrealistic, also very low, but I can not do anything because I do not know about loss MedlinePlus secure fit. MedlinePlus I have read legal texts on the Internet and learned that the Insurance Code of the Philippines also provides "public adjusters" to help applicants, so independent adjusters who are helping insurance companies will not enjoy the plaintiffs . MedlinePlus MedlinePlus But the sad reality is that no public adjusters in the country (with the exception of two, they are in marine insurance claims), because - and blame Insurance Commission - this government office never had the imagination over how to take applicants for the adjusters to accept a public adjuster work, abandoned themselves to all applicants want to be licensed to work as independent appraisers, or probably more than people inside effectively do not know the layout Insurance Code on "private adjusters." MedlinePlus MedlinePlus MedlinePlus Question # 1: Should I bring the highest level of the Insurance Commission of the Office of the Ombudsman to explain why they have not been made available to the public, ensuring the availability of public adjusters MedlinePlus? MedlinePlus Question # 2: Should I complain to the Insurance Commission itself against Pacific independent adjusters in the provision of the Insurance Code of the Philippines: MedlinePlus MedlinePlus -------------------- MedlinePlus MedlinePlus Title V, Section 330. The Commissioner may suspend or revoke the license of any adjuster if, after notice and hearing to the adjuster concerned, the Commissioner determines that the adjuster said: MedlinePlus MedlinePlus [...] MedlinePlus MedlinePlus (5) has made patently unjust valuation of loss; MedlinePlus MedlinePlus [...] MedlinePlus MedlinePlus MedlinePlus ----------------------- MedlinePlus Question # 3: To date I have not accepted the payment reached by independent Pacific, what can and I have to do to get East and their adjusters to increase the payment to me as much as $ 3 million for all losses, because that's what some people with experience and knowledge of home insurance claims adjustment are telling me. MedlinePlus MedlinePlus MedlinePlus MedlinePlus ----------------------- MedlinePlus So when I can get on the internet free instruction in the theory and practice of insurance loss adjustment, so that I can point to independent adjusters concerned how have scoffed at the noble profession and practice of regulation loss insurance. MedlinePlus MedlinePlus Please help anyone! MedlinePlus MedlinePlus Especially public insurance adjusters against losses they know about the abuses of independent adjusters are regularly tempted to turn to, run in circles around asylum-loss insurance. MedlinePlus MedlinePlus And may God bless you for all good and everything we show here.
I want to learn to trade stocks. Are there any free websites where I can learn and trade with fake money?0Love you like I 〆2012-05-26 20:15:50
I found . but wondered if there was good websites out there to help me learn the process of buying and selling shares ? Are there any decent sites that allow you to "fake" trade in the virtual stock market ?
Help please. Has anyone had problems with work comp adjusters and doctors telling you you are able to work?0Aaron2012-05-05 10:12:14
when we clearly know that you have something wrong? Adjuster has dragged things per month? He then sent you to the wrong type of doctors and you just get a great evasive ? Please share .. I clearly have the damage, but they are telling me that nothing happens . I am a pain. They are sending me to the bone when the medical problem is not bone of his nervous .. that's what we are able to say anything is broken back to work. Please share if you have any advice . Thanks I have a lawyer
Property, Liability and Auto claim adjusters...Which claim system do you use?1Cracker Chick 2012-05-25 21:46:48
I'm trying to get the names of other systems that may be out there, but I'm having a hard time. Could you tell me what system is used on a daily basis to process claims
What skills/ qualities do you need to work in an insurance company?2porcupine2012-08-27 06:47:03
What skills and qualities needed to work in an insurance company ?
Auto Insurance Claims adjusters - What to do? Body work? Paperwork?0HELP! please2012-09-30 14:27:02
I had an accident . My car is " totaled" , I think. Bent frame and chipped lights . Bumpers are in disrepair . Trunk lid is screwed and customary closing and the light just drain the battery because the button cant be activated . MedlinePlus MedlinePlus I added some things to my car in improvements and spent over $ 530.00 to install new brake calipers and it recently .. new alternator , optima battery .. again .. Stereo nice ..
Why claim adjusters need your bank statements?0Addiso2012-01-18 12:45:56
Why claim adjusters need your statements ?
Why claim adjusters need your bank statements?1ゝ Start 2012-03-28 20:10:45
Why adjusters must say your statements ?
Question for claim adjusters and insurance agents?2chaffinch2012-10-05 02:37:02
I am looking for any adjustments or agents who can tell me if a company has a plumbing fixture company liability insurance . We have a claim against the defect Jameco International based in New Jersey. They are not cooperative at all. So I'm looking for any information on them for insurance professionals who have dealt with them. I am looking for information on any insurance carrier , but will take any information about how complaints are resolved with them. I would also like to know if the adjusters have had the files they had to sue Jameco and if so what state was the lawsuit filed in Thanks for any help you can provide is greatly appreciated.
Do insurance adjusters take overall condition of a car into account when responding to a claim?1vicuna2012-05-14 12:52:02
When it comes to insurance adjusters assess the damage in a car after a claim has been made , do you have the condition of the car into account when assessing the damage and decide what will be fixed and how much to pay for repairs? < Br > For example , are evaluated differently if the cars are new and in perfect conditions all beaten face and falling apart ? Or is it one size fits all , regardless of the condition, a little thing ?
Have some questions about a renter's insurance claim for any adjusters or investigators?0【ポ ポ. the injury -2012-06-03 15:01:12
I have a question about the claim / investigation process of the lessee. I never made a claim for tenant before any advice is appreciated . About 2 months my house was robbed while at work. Just had moved in September, and I was having problems with my cable installation - here was a technology for the 4th time. I live half a block from my office and came home from work for technology around 2 pm. I asked him to call me when the job was done so that I could go home and let my dogs out, they had been locked so that no escape when he was in and out. He never called, but I know that some jobs may take a long time, and thought it was still there working. I got home at 8 pm to find the door of my house standing wide open and some of my stuff (especially electronics) removed from my home. When I spoke with the collaboration of the cable., Which were able to determine that the technician left the house around 3:15. A couple of days later, filed a police report. I did not do immediately, as it was not an emergency, I honestly did not expect to do something, and I wanted to be sure what was missing before I made the report. Due to the hectic work schedule with a lot of overtime, and also because I was a little late in paying my policy premium, not file the claim with my insurance company for another week or so. Of course, we also speak of the cable co. about this incident, but now I'm not getting anywhere with them. Maybe it was the coach or other person who robbed me, but in my mind they bear at least some responsibility - this happened because my door was left open . Most of what was removed was electronics - who had just moved, we had no furniture, however, a lot of stuff was in boxes and not much else in the house. I had 2 laptops with custom specifications that were over $ 3k each (one to two years older than the other), you had the Adobe software that was more than $ 2k, my camera body and DSLR equipment was around $ 2k, had one goal in the kit (Refurbished) which was about another $ 2k (I had planned to take classes to learn to use these things). Also removed was my game system, controllers, games, CD and DVD collections (which were in folders - around 300 of each), iPod, base / speakers, Blu-ray, the Kindle. .. You get the picture. It took some jewelry too - nothing fancy, just took the silver, gems not really, but I had a couple of pieces that were in the $ 300 - $ 500 range. In total for jewelry, about $ 3k. However, the total loss was found to be around $ 30k, which is inside my $ 45k policy, however, reminded me that my adjuster is significantly reduced coverage for my computer or software is up to $ 3k, jewelry, $ 500, and cameras, $ 500 (per incident, not per item). The amount of total demand was much more than I expected and is, I imagine, rather than a typical statement of theft. I did and have submitted the documentation (receipts PayPal or stories or photos, etc) for almost everything. Adjuster suggested I write out what is not covered in my taxes. She said a "special investigator" would probably want to talk to me and with the cooperation of cable. I understand that there are limits to politics - I will not challenge those - which initially has a policy to meet my needs for lease with the intention of increasing the coverage, but are reluctant to do so before the burglary (my bad, lesson learned). I am sure that the volume of loss, coupled with the fact that I have not had a policy of very long, probably raising some eyebrows. My question is, first, what about special investigator, and what should I expect? From what I've been reading on the Internet, makes me a little nervous. Frankly, I do not know if I can handle what a "special investigation" could mean - I am a single parent going through a divorce battle / custody, I'm in a new position in a very stressful job, and still fit to live in a new city. If this will involve making statements, go to court, or having an investigator to scrutinize me to make a mistake or give a satisfactory answer to a question I was small to be accused of insurance fraud, I'd rather forget the whole the matter. Not only do when you suspect fraud or where the claim is not typical, or is it routine for me and nothing to worry about? I asked my adjuster if, when does my estimation, you could detail what is not covered by my insurance so I could get a lawyer and try to keep the cable company responsible for what my insurance does not cover. But now I think that if I'm going to go that route, maybe you have to do is, if not too late to withdraw my claim or put a hold on that and see what, if anything, not I can keep the cable company and responsible then see if my own insurance company will cover the remainder (and possibly pay less), rather
Home fire insurance claim - have you dealt with adjusters ?0Kgomotso2012-08-09 20:05:42
Our house caught fire and completely burn was not destroyed by heat and smoke. are in the process of dealing with insurance adjusters today. Does anyone have any useful experience in this matter? all help appreciated ... U.S. only , Please.

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