Is a root canal considered "dental surgery" according to dental insurance companies?

Answers:1   |   LastUpdateAt:2019-03-01 05:23:59  

Question
Snoopy
Asked at 2012-08-16 18:45:04
I'll try to make this short.

I was covered by my mom's insurance when I was in school and had to get a dental onlay because I had a major cavity that came on in a very short time between cleanings. I went through a period of being uninsured then I started coverage on myself through my work as of January 1st, and in the time that I was uninsured like late in the last year, my onlay became loose. It doesn't bother me at all but I'm going to go back to the same dentist that did that procedure because luckily I can do that with my new insurance.

However, I'm afraid that if the cavity progressed to far I may need a root canal. My insurance says it covers 80% on the following: fillings, minor restoration, endodontics and dental surgery. It covers 50% on crowns, dentures and partials.

In general is the root canal treatment included in dental surgery? (I know the crown is separate/not included)

Thanks...

I'm asking because I'm having issues with the website and the 1-800 automated line only gives me basic info on my coverage, like what I told you above.
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